5/4/2023 0 Comments Budget calendar personalI also download the excel data every six months or so for my records. The program also has a printable calendar to put up on the refrigerator or over the desk, so the rest of the family can see what we're up to. Multiple accounts can be entered and its easy to document transfers between them. I use the budget categories less often now then when I started working with the program, but it allows you to see categorized expenses and keeps a tally of how close under or over your budget you are. The ability to set recurring payments up and then modify them without changing the series is also helpful - so I can predict what my bills will be (and my income for that matter) and adjust them in real time if needed for shorter or longer billing cycles. The program ties time and money together with a Calendar interface that allows me to move expenses around and see how bills and expenses will impact my cash flow ahead of time. Now I can update anytime, Review collected by and hosted on G2.com. It is internet based so you can access from any computer - I used to use spreadsheets at work - but most of my spending was done on weekends and I couldn't update the spreadsheet. I know who is running the program and easy to contact. Often the program is upgraded as per user responses. When I have questions, the responses are quick. I have used this program for several years. Reminders can be sent to you and there is a great tutorial to help you set up the program. It is very easy to add expenses that repeat each month so you don't forget a bill. It shows me where I can cut and I was surprized where my money was going. At the end of the month I can see what I have spent money on with their pie graph. It only takes about 5 minutes each day to update and I keep track much better with my accounts. I can keep track of all my spending and income and see exactly what I have on any given day. I have a salary but also variable income in the form of commissions. Review collected by and hosted on G2.com. But if you want a tool that can tell you not just where you might be in 1-5 years, but how you are going to actually use and need money tomorrow, next week, next month, etc, then Calendar Budget is the best I've seen. I enter what I actually spend and plug in items like bills, maintenance costs and discretionary spending - so if you want a maintenance-free product this is not for you. If I know that I’m getting a good tax return I can estimate how much income it will be and exactly when I’ll receive it. If I anticipate a large purchase in 6 months I can plan out exactly how to be ready to cover it. I can have multiple calendars so one keeps a real-time look at my finances while others can be used to set goals realistically. I can easily project future income and expenses - exactly when they will occur - and change them on the fly. And my financial needs are time-based.Ĭalendar Budget uses actual calendars so I know, at all times, exactly what money is coming and going out. I have used several applications designed to help me keep a budget but most, like Mint, are set up for you to create goals and direct accounts to those goals.
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